Cecil was more than someone doing his j-o-b; he took our calls and addressed every one of our nerve-racking concerns at all hours of the day and night during more than a year-long process. He went out of his way to research and educate us throughout the entire purchasing process. He took our ENTIRE ever-changing, fluid financial situation into consideration while determining the best loan for us. He was an outstanding advocate and adviser. I have owned 3 homes and gone through 5 loan processes, 2 with Cecil, and I have never come across a person that worked so hard for months on end. After our experience with him, I have the utmost confidence in his experience and knowledge. I feel like he was our calm in the storm at times while we were refinancing our existing home, purchasing land, and finally mortgaging our newly-built home. I would recommend his services to anyone!